10 CREATIVE WAYS TO SAVE MONEY FOR TRAVEL

Saving for travel doesn’t have to feel like a chore or a sacrifice. With a little creativity, you can grow your travel fund while still enjoying the things you love.

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After visiting over 50 countries, we’ve learned how to make travel more affordable without missing out on incredible experiences.

Whether you’re dreaming of your first big adventure or planning your next getaway, these strategies can help you build a travel budget that works for you.

From small, everyday changes to bigger shifts in mindset, we’re sharing practical tips to help you save smarter.

Ready to make travel a priority without overspending? Keep reading for ideas like cutting unnecessary expenses, earning cash back on purchases you already make, and even stacking rewards to maximize your budget.

Let’s dive in and get you closer to your next trip!

1. Try a ‘No-Spend’ Challenge

We love doing a No-Spend November! For one month, we skip unnecessary purchases like dining out or shopping for things we don’t need and put that money directly into our travel fund.

It’s a fun way to reset your spending habits while saving hundreds of dollars for your next trip.

If one full month sounds too extreme, dedicate one weekend or week per month to not spending on extras and stash the savings for your trip.

Future self will thank you when you’re vacationing in Turks and Caicos 🙂

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2. Monetize Your Skills

Love photography? Writing? Design? Why not turn your passions into a little extra cash for travel?

For example, I started selling travel guides and creating content, and now that income helps fund our adventures. Small projects, like selling handmade crafts or offering freelance services on platforms like Fiverr, can add up faster than you think.

But remember—don’t feel pressured to turn every hobby into a side hustle. If monetizing your passion makes it less enjoyable, it’s okay to keep it as a fun outlet. The goal is to add to your travel fund without sacrificing the enjoyment part.

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3. Pause Before You Buy

Impulse purchases can wreck your travel savings. A simple rule I follow: wait 24 hours before buying anything non-essential.

This habit has helped me cut down on unnecessary spending—I often realize I don’t even need or want the item after a day.

The only time I skip the 24-hour rule? Flight deals. Airlines operating in or out of the U.S. are required to offer a 24-hour cancellation policy for tickets purchased at least seven days before departure. That gives you a safety net to book first and confirm later if the trip aligns with your plans.

For extra flexibility, look out for refundable tickets or free change options. These let you lock in great prices while keeping your options open—perfect for budget-conscious travelers who want to act quickly on flight deals.

Chew Tip: Be strategic with where and when you travel. Your travel fund stretches further during off-season months, when flights and accommodations are typically cheaper, and you’ll also avoid peak crowds.

Save up for trips to places like the Caribbean, Europe, or Asia during their less popular times to maximize every dollar.

Check out our $5 Off-Season Travel Guide for inspiration on affordable destinations and tips to get started!

4. Sell What You Don’t Use

If you have unused items taking up space, consider selling them on platforms like Facebook Marketplace.

It’s a great way to declutter while adding to your travel fund.

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5. Track Your Spending with Travel in Mind

One of the best ways to save is by knowing exactly where your money is going.

Apps like Mint are great for tracking expenses and creating a dedicated travel budget. Seeing your progress builds motivation and helps you cut back on things that don’t matter as much.

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6. Use Cash Back Apps for Everyday Purchases

Cash back apps are a simple way to save without changing your spending habits. We use Rakuten for nearly everything—online shopping, travel bookings, and even daily essentials.

Recently, we added Upside for cash back on gas purchases (not just road trips, either—it works for everyday fill-ups).

These apps make it easy to save on things you already buy, and the savings can quietly grow your travel fund over time.

7. Earn Travel Points While Saving with Credit Cards

Instead of spending cash for every purchase, use travel rewards credit cards strategically to earn points.

Many cards offer bonus categories like groceries or dining, so you’re earning points on everyday expenses.

You can also shop through credit card shopping portals to rack up even more rewards on purchases.

Save these points specifically for flights, hotels, or other travel expenses—it’s like creating a separate “travel fund” without extra effort.

8. Set Up a Dedicated Savings Account

Saving for travel starts with separating your funds. Open a high-yield savings account, like Ally Bank, and create a category specifically for travel.

By earning interest on your savings, you’ll grow your fund faster without doing anything. Every little bit counts, and having your travel fund in a separate account keeps you focused and motivated.

Automate your savings by setting up recurring transfers—out of sight, out of mind, and into your travel account!

Chew Tip: Flash sales and bundle deals (like flight + hotel packages) often require quick action. Having a dedicated travel fund with extra savings ensures you’re ready to act when an opportunity pops up. Preparing ahead lets you grab those deals without dipping into your everyday budget.

9. Cut Unnecessary Expenses

Use sites like Trim by OneMain to identify and cancel subscriptions you no longer use.

Whether it’s an extra streaming service or a gym membership you don’t take advantage of, eliminating these costs can save more than you think. This can go right to your travel fund.

10. Borrow, Don’t Buy

You don’t always have to buy something new for your travels… This was a hard pill for me to swallow, too.

Borrowing items from friends or family can help you save while ensuring you have what you need for your trip.

Travel Gear: Ask to borrow luggage, packing cubes, or travel adapters instead of buying them, especially if you don’t travel often.
Special Occasion Clothing: For trips requiring formal wear or winter gear, check with friends who might have what you need, or even check out Rent the Runway. There’s no sense in buying something you’ll only wear once!
Books and Entertainment: Use your library card and the Libby app to borrow eBooks or audiobooks instead of purchasing them.

By borrowing items instead of buying, you free up your budget for experiences, dining, or other trip essentials.

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Final Thoughts

Saving for travel doesn’t have to mean giving up all the things you enjoy. With these strategies, you can grow your travel fund and still live your life.

Whether it’s tracking your spending, stacking credit card rewards, or finding creative ways to cut costs, every little bit adds up.